RVs are becoming more and more popular in Texas due to the convenience they offer in traveling across the state. RV insurance from Gruene Insurance Services in Texas can help safeguard your RV travels. If an RV purchase is in your future, here’s what you should know about RV insurance requirements in the Lone Star State.
Required RV Insurance Coverage
If your RV can be driven on its own, Texas requires that you purchase minimum liability insurance to cover injuries and/or property damage you inflict upon others in accidents you cause.
Minimum coverage may suffice for minor accidents on the road. If you’re responsible for a serious crash, however, the cost of injuries or damage may exceed minimum limits, leaving you liable to pay for the remaining costs out-of-pocket. For optimum liability protection, it’s best to get as much liability coverage as you can.
Optional RV Insurance Coverage
As an RV owner, you also have the option of purchasing additional insurance to protect your vehicle against the damage that accidents can cause. At Gruene Insurance Services, our RV insurance policies come with the option of collision, comprehensive and uninsured/underinsured motorist (UM) coverage to protect your valuable investment.
Collision insurance helps pay for damage to your RV if you crash into another vehicle or a fence, telephone pole or tree.
Comprehensive insurance protects your RV against theft, vandalism, inclement weather, falling objects, animal strikes, and other non-collision incidents.
UM insurance covers your injuries and property damage if you’re hit by someone who lacks insurance coverage. It also protects you against hit-and-run drivers.
We also offer roadside assistance coverage to cover the cost of towing your RV to the shop if it falters on the road.
Personalized RV Policies
By personalizing your RV insurance, you can streamline your coverage to save money on your premium without compromising coverage. Call or visit Gruene Insurance Services in New Braunfels, Texas today for all your RV insurance needs.